Answers To Your Car Accident Questions

What Is Legal Representation For This Car Accident Lawsuit Going To Cost Me?

When coming to John M O'Dowd Jr., Attorney At Law, we will not charge you any fee concerning your personal injury claim without recovering compensation for you. Also, any initial compensation to discuss your matter will be free of charge.

What Should I Do When After A Car Accident Occurs?

It is important to stay calm following an accident and obtain as much information regarding what occurred as is possible. You will need to exchange insurance information with the other driver, and you do need to be polite and cooperative with investigating law enforcement officers and any emergency medical technicians (EMTs) arriving upon the scene. Write down the names of the individuals involved in the crash and, if possible, any witnesses to the crash. Obviously, it is important to seek medical attention for any injuries you or others involved in the accident may have received. If it appears that there will be a dispute over how the accident occurred, speak to an experienced personal injury lawyer at your earliest convenience.

I Received Injuries In An Accident, And The Other Party Is Claiming I Am At Fault. What Should I Do?

It is possible to recover for injuries even when you are partially at fault, but the laws for recovery when more than one party is at fault are extremely complex. Whenever there is a question of fault following a car accident resulting in injuries, it is important to speak to an experienced personal injury lawyer as soon as you can.

New York follows what is called pure comparative fault when it comes to its negligence laws. What this means is that an injured party can still recover for injuries, but there will be a reduction in the amount of compensation depending on the degree of fault of that injured party.

What's The Difference Among Collision, Comprehensive And Liability Insurance Coverage?

Collision insurance covers damage from a car accident to your automobile – the accident being the fault of the driver with this coverage. While it is important to have such coverage concerning reimbursement for property damage, such insurance does not cover personal injuries sustained in accidents.

Comprehensive insurance concerns damage unrelated to a car collision. The damage may have been the result of vandalism, theft or fire.

Liability insurance, on the other hand, provides coverage for individuals injured in car accidents. This can include the driver, passengers and pedestrians. This coverage becomes extremely significant during personal injury lawsuits following motor vehicle accidents because medical expenses for such injuries can often greatly exceed the amount of savings the insured has available.

Do I Have A Viable Legal Case?

Though this is obviously a concern, it is impossible to know whether you have a claim without first knowing the circumstances of your case. To be successful in court, we must establish causation of the accident, the proportionate amount of fault of every party involved, and that the injuries you received are due to the car accident.

In personal injury cases, you can recover for past medical expenses, future medical and rehabilitation costs, lost past and future wages and income, costs for other services, and for pain and suffering. How much you can recover is again dependent upon the circumstances of your case.

Do I Need To Have An Attorney?

There is no such thing as a simple personal injury claim and therefore it is advisable to have on your side professional representation. Mistakes made during the claim process are simply too costly. It also is well known that recovery for individuals represented by legal counsel far exceeds recovery by individuals representing themselves.

Insurance companies and defense attorneys often try to resolve cases quickly by offering to settle the matter for far less than it is likely worth. Personal injury attorneys can be objective regarding such matters, and also have experience dealing with insurance companies and defense attorneys. Also, such attorneys know the consequences of missing deadlines when making claims. A missed deadline can result in the dismissal of your claim or inability to achieve full compensation. The attorneys can also investigate the claim for you, organize evidence required to achieve a successful verdict, and try your case in court – which they have done for many other individuals.

What Should I Do If The Insurance Company Offers To Settle My Case?

It is important to remember that insurance companies are in the business of making money. The adjuster making the settlement offer may even be awarded for settling your case for as little as possible. Therefore, it is likely that any initial settlement offer will not be in your best interest.

For this reason, it is always helpful to have the objective advice of an attorney who understands what kind of compensation is generally offered in such cases, and who can advise you regarding all of the short-term and long-term expenses you will face due to the injuries you received. This includes medical expenses, wage loss, costs for other services, and possible future medical treatment costs. In many instances, attorneys can also recover compensation for the pain and suffering you experienced.

Do I Need To Give A Statement To The Insurance Company?

While it is common for insurance adjusters or even attorneys for the insurance company to ask for your statement, it is good to first discuss this with a personal injury lawyer. In fact, it is always a good idea to have your lawyer present if any statements are given. Lawyers can look out for your interests and advise you as to whether you need to answer particular questions.

Contact Us For Further Information

If you have any other questions regarding car accident information, please contact John M. O'Dowd Jr., Attorney At Law, in Staten Island by calling 718-530-0129. Should we represent you in a car injury claim, we will charge you no fee without recovery for you.